Interactive Tool
Compare two loans, side by side.
Enter the numbers for two scenarios and see monthly payment, total interest, and total cost across the full term. Estimates only — a principal confirms exact terms.
Standard amortization Points included Runs in your browser
Option A
Lower total cost- Monthly payment
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- Total interest
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- Upfront points
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- Total cost
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Option B
Lower total cost- Monthly payment
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- Total interest
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- Upfront points
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- Total cost
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Estimates only — a principal confirms exact terms. Figures assume fixed-rate, fully-amortizing payments and do not include taxes, insurance, or lender fees beyond points. Rate, leverage, and structure vary by deal and state.